Josh Howard, photo from Xpert Home Lending

Josh Howard

Loan Officer at Xpert Home Lending · Sacramento, CA

NMLS ID 1716585 (opens in a new tab) · verify at NMLS Consumer Access

Josh Howard (NMLS 1716585) is Loan Officer at Xpert Home Lending, based in Sacramento, CA. Lists California and Kansas on the lender page (not yet checked with the state regulator).

Last verified . Sources: Xpert Home Lending (xperthomelending.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California, Kansas

    Lender-reported: CA, KS are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

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    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · Sacramento, CA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Josh has over 20 years of mortgage lending experience and serves customers in CA and KS, focusing on making home purchase experiences simplified and communicative.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    20+
    Source (opens in a new tab), verified 2026-10-09
    Serves
    Sacramento, CA
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Photolender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Josh Howard (NMLS 1716585), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/josh-howard-1716585, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.