Josh Cates, photo from Integrity First Lending LLC

Josh Cates

MORTGAGE LOAN OFFICER at Integrity First Lending LLC · South Jordan, UT

NMLS ID 2583195 (opens in a new tab) · verify at NMLS Consumer Access

Josh Cates, NMLS 2583195, works as a MORTGAGE LOAN OFFICER at Integrity First Lending LLC in South Jordan, Utah and is licensed in Texas since 2026.

Last verified . Sources: Integrity First Lending LLC (integritylending.com), Texas state regulator and NMLS Consumer Access (license status, check live). Licensed as Joshua Cates (Texas regulator).

Quick answers

Is Josh licensed in Utah?
Integrity First Lending LLC's page for Josh lists Utah. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 2 other states on file for Josh.
Source: lender page (opens in a new tab)
What lender does Josh work for?
Integrity First Lending LLC, company NMLS 1006977, from the South Jordan, UT office, per the lender's own site (verified 2026-10-26).
Source: lender site (opens in a new tab)
How long has Josh been licensed?
The earliest state license record LenDb holds for Josh is from March 4, 2026 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, Arizona, Utah

    ✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.

    Lender-reported: AZ, UT are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Integrity First Lending LLC NMLS 1006977

      Current · South Jordan, UT · seen on lender site 2026-10-26

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Josh Cates has over five years of experience in sales. They are licensed in UT, AZ and TX, and they are married with two children.

    Our summary of the lender page. Verified 2026-10-26.

    Sources

    Name and employerstate regulator · integritylending.com (opens in a new tab)verified 2026-10-26
    Licenses (regulator)state regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licensed stateslender site · integritylending.com (opens in a new tab)verified 2026-10-26
    Summarystate regulator · integritylending.com (opens in a new tab)verified 2026-10-26
    Contactlender site · integritylending.com (opens in a new tab)verified 2026-10-26
    Photostate regulator · integritylending.com (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Josh Cates (NMLS 2583195), Integrity First Lending LLC. LenDb.ai, https://lendb.ai/lo/joshua-cates-2583195, last verified 2026-10-26.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.