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Joshua Raines, photo from Loan Factory

Joshua Raines

Mortgage Loan Officer at Loan Factory · Florida

NMLS ID 2646164 (opens in a new tab) · verify at NMLS Consumer Access

Joshua Raines (NMLS 2646164) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO135899). Licensed since 2025 (per Florida records). States 20 years of experience.

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

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    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO135899, since 2025), verified 2026-10-09.

    Contact

    Employment history

    1. Loan Factory NMLS 320841

      Current · FL · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Over 20 years assisting clients with loan needs in Florida, serving the Emerald Coast.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    Florida, Emerald Coast
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joshua Raines (NMLS 2646164), Loan Factory. LenDb.ai, https://lendb.ai/lo/joshua-raines-2646164, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.