Julio A. Villalobos

Loan Officer at Xpert Home Lending · Utah

NMLS ID 313049 (opens in a new tab) · verify at NMLS Consumer Access

Julio A. Villalobos (NMLS 313049) is Loan Officer at Xpert Home Lending, based in Utah. Lists Utah on the lender page (not yet checked with the state regulator). Speaks Spanish.

Last verified . Sources: Xpert Home Lending (xperthomelending.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Utah

    Lender-reported: UT is listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

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    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · UT · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Julio Villalobos is a proud Latino loan officer with over 20 years of mortgage industry experience, focused on serving the Latino community and helping families achieve homeownership.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    20+
    Source (opens in a new tab), verified 2026-10-09
    Community
    Works extensively with the Latino community
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Languageslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Julio A. Villalobos (NMLS 313049), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/julio-a-villalobos-313049, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.