Justin Gauthier
Mortgage Loan Officer at Loan Factory · California
NMLS ID 2098691 (opens in a new tab) · verify at NMLS Consumer Access
Justin Gauthier (NMLS 2098691) is Mortgage Loan Officer at Loan Factory, based in California. Lists California, Georgia, Illinois, North Carolina and New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Speaks English and Spanish. Licensed since 2022 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
California, Georgia, Illinois, North Carolina, New Jersey
Lender-reported: CA, GA, IL, NC, NJ are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
In the mortgage industry since early 2021 with hundreds of applications processed. Specializes in VA loans and loves helping clients find good deals through refinancing.
Our summary of the lender page. Verified 2026-10-09.
- Also
- Outgoing and honest individual, happy to help anyone
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Justin Gauthier (NMLS 2098691), Loan Factory. LenDb.ai, https://lendb.ai/lo/justin-gauthier-2098691, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.