Kamal Osmanzada

Lumin Lending Inc.

NMLS ID 2603659 (opens in a new tab) · verify at NMLS Consumer Access

Kamal Osmanzada (NMLS 2603659) is a mortgage loan officer at Lumin Lending Inc., licensed in Oregon and Wyoming.

Last verified . Sources: Lumin Lending Inc. (wyomingbankingdivision.wyo.gov), Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Wyoming state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Kamal licensed in Oregon?
Yes. Oregon regulator records list a license as active, first effective February 24, 2025 (verified 2026-10-20). LenDb has 1 other state on file for Kamal.
Source: Oregon state regulator (opens in a new tab)
What lender does Kamal work for?
Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-27).
Source: lender site (opens in a new tab)
How long has Kamal been licensed?
The earliest state license record LenDb holds for Kamal is from August 6, 2024 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Oregon, Wyoming

    ✓ Confirmed with the state regulator: OR (opens in a new tab), WY (opens in a new tab) (108945, first effective 2025-07-31), verified 2026-10-20.

    Regulator records not active: AR (inactive), IA (inactive), WI (inactive), CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Lumin Lending Inc. NMLS 2716106

      Current · seen on lender site 2026-10-27

    2. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-20

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · wyomingbankingdivision.wyo.gov (opens in a new tab)verified 2026-10-27
    Licenses (regulator)state regulator · wyomingbankingdivision.wyo.gov (opens in a new tab)verified 2026-10-27
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Kamal Osmanzada (NMLS 2603659), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/kamal-osmanzada-2603659, last verified 2026-10-27.

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