Kathy Birkelbach
NMLS ID 1081139 (opens in a new tab) · verify at NMLS Consumer Access
Kathy Birkelbach (NMLS 1081139) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2026 and in Florida, Texas, Connecticut and 6 more states.
Last verified . Sources: West Capital Lending, Inc. (sml.texas.gov), Florida state regulator, Texas state regulator, New York state regulator, Connecticut state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, Maryland state regulator, Wyoming state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 21, 2026 (Iowa), per state regulator
- 10 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Kathy licensed in Florida?
- Yes. Florida regulator records list license LO146005 as active, first effective March 18, 2026 (verified 2026-10-15). LenDb has 9 other states on file for Kathy.
- Source: Florida state regulator (opens in a new tab)
- What lender does Kathy work for?
- West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13).
- Source: lender site (opens in a new tab)
- How long has Kathy been licensed?
- The earliest state license record LenDb holds for Kathy is from January 21, 2026 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Iowa state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Connecticut, Missouri, Arkansas, Iowa, Oregon, Wisconsin, Maryland, Wyoming
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO146005, first effective 2026-03-18), TX (opens in a new tab), CT (opens in a new tab) (LO-1081139), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (56214, first effective 2026-01-21), OR (opens in a new tab) (1081139, first effective 2026-01-29), WI (opens in a new tab) (1081139, first effective 2026-03-09), MD (opens in a new tab), WY (opens in a new tab) (109972, first effective 2026-03-09), verified 2026-10-15. Source: State of Missouri (see disclaimer).
Regulator records not active: NY (expired).
Contact
No public business contact on file.
We never see who you contact.
Employment history
West Capital Lending, Inc. NMLS 1566096
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licenses (regulator) | state regulator · wyomingbankingdivision.wyo.gov (opens in a new tab) | verified 2026-10-27 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kathy Birkelbach (NMLS 1081139), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/kathy-birkelbach-1081139, last verified 2026-10-27.
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