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Keith Luken, photo from Ruoff Mortgage

Keith Luken

Senior Loan Officer at Ruoff Mortgage

NMLS ID 541121 (opens in a new tab) · verify at NMLS Consumer Access

Keith Luken (NMLS 541121) is Senior Loan Officer at Ruoff Mortgage. Licensed in 2 states: Florida and Indiana. Focus areas shown on the lender page: First-time buyer and Construction loan. 8 years licensed.

Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: ruoff.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Indiana

Confirmed with the state regulator: FL (opens in a new tab) (LO118552, since 2023), verified 2026-10-09.

Others as listed on the lender page (IN), not yet checked against state regulators.

Contact

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View profile at Ruoff Mortgage (opens in a new tab)

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Employment history

  1. Ruoff Mortgage NMLS 141868

    Current · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Keith guides first-time homebuyers and those building their forever home through mortgages and construction loans, taking a balanced approach to building lasting client relationships across Florida and Indiana.

Our summary of the lender page. Verified 2026-10-09.

Serves
Florida and Indiana
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
Contactlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Keith Luken (NMLS 541121), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/keith-luken-541121, last verified 2026-10-09.

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