Kevin Garcia

E Mortgage Capital, Inc.

NMLS ID 382683 (opens in a new tab) · verify at NMLS Consumer Access

Kevin Garcia (NMLS 382683) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in California since 2012 and in Florida, Oregon and Wisconsin.

Last verified . Sources: E Mortgage Capital, Inc. (dre.ca.gov), Florida state regulator, California state regulator, Oregon state regulator, Wisconsin state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Kevin licensed in Florida?
Yes. Florida regulator records list license LO21075 as active, first effective August 12, 2013 (verified 2026-10-15). LenDb has 3 other states on file for Kevin.
Source: Florida state regulator (opens in a new tab)
What lender does Kevin work for?
E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Kevin been licensed?
The earliest state license record LenDb holds for Kevin is from November 30, 2012 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, California, Oregon, Wisconsin

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO21075, first effective 2013-08-12), CA DRE (opens in a new tab) (01947138), OR (opens in a new tab), WI (opens in a new tab) (382683, first effective 2025-12-15), verified 2026-10-15.

    Regulator records not active: CA DFPI (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. E Mortgage Capital, Inc. NMLS 1416824

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dre.ca.gov (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Kevin Garcia (NMLS 382683), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/kevin-garcia-382683, last verified 2026-10-24.

    Is this you?

    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.