Kimberly Rutherford
Mortgage Loan Officer at Loan Factory · San Jose, CA
NMLS ID 2065203 (opens in a new tab) · verify at NMLS Consumer Access
Kimberly Rutherford (NMLS 2065203) is Mortgage Loan Officer at Loan Factory, based in San Jose, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: HELOC.
Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · San Jose, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Bay Area mortgage specialist serving Sonoma, Marin, Napa, San Francisco, the Peninsula, and Silicon Valley. Kimberly provides strategic mortgage solutions with access to 231+ lenders, specializing in buy-before-you-sell financing, HELOCs, and home equity solutions.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Sonoma, Marin, Napa, San Francisco, the Peninsula, and Silicon Valley
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kimberly Rutherford (NMLS 2065203), Loan Factory. LenDb.ai, https://lendb.ai/lo/kimberly-rutherford-2065203, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.