Kris Gallegos, photo from NBH Bank

Kris Gallegos

Senior Mortgage Banker at NBH Bank · Lubbock, TX

NMLS ID 362541 (opens in a new tab) · verify at NMLS Consumer Access

Kris Gallegos, NMLS 362541, works as a Senior Mortgage Banker at NBH Bank in Lubbock, Texas.

Last verified . Sources: NBH Bank (vistabank.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Kris licensed?
Kris works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
What lender does Kris work for?
NBH Bank, company NMLS 465954, from the Lubbock, TX office, per the lender's own site (verified 2026-10-26).
Source: lender site (opens in a new tab)
How much experience does Kris have?
Kris states 28 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    Employment history

    1. NBH Bank NMLS 465954

      Current · Lubbock, TX · seen on lender site 2026-10-26

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Kris Gallegos is a Senior Mortgage Banker with over 28 years of experience and over 13 years with NBH. Their page lists a 2024 Five Star Mortgage Professional Award and an affiliation with Homes for Heroes.

    Our summary of the lender page. Verified 2026-10-26.

    Community
    Affiliate with Homes for Heroes
    Source (opens in a new tab), verified 2026-10-26
    Credentials
    2024 Five Star Mortgage Professional Award
    Source (opens in a new tab), verified 2026-10-26
    Also
    Part of NBH for over 13 years
    Source (opens in a new tab), verified 2026-10-26
    Also
    Has been an advocate for over 3000 families
    Source (opens in a new tab), verified 2026-10-26

    Sources

    Name and employerlender site · vistabank.com (opens in a new tab)verified 2026-10-26
    Summarylender site · vistabank.com (opens in a new tab)verified 2026-10-26
    Contactlender site · vistabank.com (opens in a new tab)verified 2026-10-26
    Photolender site · vistabank.com (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Kris Gallegos (NMLS 362541), NBH Bank. LenDb.ai, https://lendb.ai/lo/kris-gallegos-362541, last verified 2026-10-26.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.