Kristofer Gilliam

West Capital Lending, Inc.

NMLS ID 2540097 (opens in a new tab) · verify at NMLS Consumer Access

Kristofer Gilliam (NMLS 2540097) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2023 and in Iowa and California.

Last verified . Sources: West Capital Lending, Inc. (dfr.oregon.gov), Iowa state regulator, Oregon state regulator, California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Kristofer licensed in Iowa?
Yes. Iowa regulator records list license 51767 as active, first effective April 23, 2024 (verified 2026-10-20). LenDb has 2 other states on file for Kristofer.
Source: Iowa state regulator (opens in a new tab)
What lender does Kristofer work for?
West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20).
Source: lender site (opens in a new tab)
How long has Kristofer been licensed?
The earliest state license record LenDb holds for Kristofer is from November 22, 2023 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Iowa, Oregon, California

    ✓ Confirmed with the state regulator: IA (opens in a new tab) (51767, first effective 2024-04-23), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2540097, first effective 2024-01-25), verified 2026-10-20.

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-20

    2. loanDepot NMLS 174457

      Current · seen on lender site 2026-10-20

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfr.oregon.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Kristofer Gilliam (NMLS 2540097), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/kristofer-gilliam-2540097, last verified 2026-10-24.

    Is this you? Claim it free.

    Email us from the work address your lender's website lists for you. We check it against that listing and reply, then you can add specialties, a bio and languages.

    Email
    claim@lendb.ai
    Subject:
    Claim NMLS 2540097
    Open email to claim

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.

    Find me on LenDb badge for your website

    Paste this on your website or in your email signature. It links to this profile, and switches to "Verified on LenDb" once the profile is claimed.

    <a href="https://lendb.ai/lo/kristofer-gilliam-2540097" title="Kristofer Gilliam, NMLS 2540097, on LenDb"><img src="https://lendb.ai/badge/2540097.svg" alt="Kristofer Gilliam, NMLS 2540097, on LenDb" width="190" height="40" loading="lazy" /></a>