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Kyle Pendell, photo from Loan Factory

Kyle Pendell

Mortgage Loan Officer at Loan Factory · San Diego, CA

NMLS ID 2180145 (opens in a new tab) · verify at NMLS Consumer Access

Kyle Pendell (NMLS 2180145) is Mortgage Loan Officer at Loan Factory, based in San Diego, CA. Lists California and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer and VA loan. Licensed since 2022 (per Florida records).

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: loanfactory.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

California, Texas

Lender-reported: CA, TX are listed on the lender page, not yet checked with the state regulator.

Earlier regulator records (not active): FL (inactive).

Contact

Employment history

  1. Loan Factory NMLS 320841

    Current · San Diego, CA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Kyle specializes in VA and FHA loans for first-time buyers. Based in San Diego, he offers clear communication and access to real estate services under one roof.

Our summary of the lender page. Verified 2026-10-09.

Serves
San Diego, California and licensed in Texas
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kyle Pendell (NMLS 2180145), Loan Factory. LenDb.ai, https://lendb.ai/lo/kyle-pendell-2180145, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.