Leo Whitton

Founding Partner at Empire Home Loans · Fair Oaks, CA

NMLS ID 225498 (opens in a new tab) · verify at NMLS Consumer Access

Leo Whitton (NMLS 225498) is Founding Partner at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO104245). Also lists California on the lender page (not yet checked with the state regulator). Earliest state license record: March 16, 2022 (Florida), per state regulator.

Last verified 2026-10-09. Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: March 16, 2022 (Florida), per state regulator
2 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

None listed on the lender page yet.

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

Florida, California

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO104245, first effective 2022-03-16), verified 2026-10-09.

Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.

Contact

A quick automatic check keeps bots from harvesting contact details.

View profile at Empire Home Loans

We never see who you contact.

Employment history

Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Leo has nearly 30 years in mortgage lending (since 1993), including 20 years in wholesale with $4B+ personal production. He co-founded Empire Home Loans and served as VP of the California Association of Mortgage Professionals (2017).

Our summary of the lender page. Verified 2026-10-09.

Experience: since 1993; Source (opens in a new tab), verified 2026-10-09
Role: Co-founder and Managing Partner/VP of Empire Home Loans, Inc.; Source (opens in a new tab), verified 2026-10-09
Credentials: Vice President of California Association of Mortgage Professionals (2017); Source (opens in a new tab), verified 2026-10-09
Credentials: Board member and President of Greater Sacramento CAMP chapter (multiple terms); Source (opens in a new tab), verified 2026-10-09
Credentials: Graduated from Oakmont High School (1986); Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Leo Whitton (NMLS 225498), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/leo-whitton-225498, last verified 2026-10-09.

Is this you?

Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.