Luciano DeFranca
Mortgage Loan Officer at Loan Factory · Florida
NMLS ID 1642036 (opens in a new tab) · verify at NMLS Consumer Access
Luciano DeFranca (NMLS 1642036) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO45044). Speaks English, Spanish and Portuguese. Licensed since 2017 (per Florida records). States 20 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2017 (per Florida records)
- 20 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
- Portuguese
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO45044, since 2017), verified 2026-10-09.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Luciano brings 20+ years of financial industry experience and is a Certified Financial Coach who volunteers in financial education programs.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Certified Financial Coach through Ramsey Solutions Master Training
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Luciano DeFranca (NMLS 1642036), Loan Factory. LenDb.ai, https://lendb.ai/lo/luciano-defranca-1642036, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.