Luke Dawson

Senior Mortgage Loan Officer at Bell Bank · St. Louis, MO

NMLS ID 2292881 (opens in a new tab) · verify at NMLS Consumer Access

Based in St. Louis, Missouri, Luke Dawson (NMLS 2292881) is a Senior Mortgage Loan Officer at Bell Bank. Luke's focus, from their own profile, includes construction loan, renovation loan (203k / HomeStyle) and vacation home.

Last verified 2026-10-16. Sources: Bell Bank (bell.bank), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: March 31, 2022 (Florida), per state regulator
Likely federally registered
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Luke licensed?: Luke works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.; Source: employer type in LenDb's lender registry
Does Luke do construction loans?: Luke's profile lists construction loan as a focus (from their lender profile page). It also lists renovation loan (203k / HomeStyle), vacation home and FHA loan.; Source: lender page (opens in a new tab)
What lender does Luke work for?: Bell Bank, company NMLS 419538, from the St. Louis, MO office, per the lender's own site (verified 2026-10-16).; Source: lender site (opens in a new tab)
How long has Luke been licensed?: The earliest state license record LenDb holds for Luke is from March 31, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Florida state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: bell.bank (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Regulator records not active: FL (expired).

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

Bell Bank NMLS 419538
Current · St. Louis, MO · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience: since 2022; Source (opens in a new tab), verified 2026-10-16
Serves: Springfield and Branson areas; Source (opens in a new tab), verified 2026-10-16
Also: Served 6 years in the Missouri Army National Guard; Source (opens in a new tab), verified 2026-10-16
Community: Youth Mentor for 10 years with Inner-City Ministry; Source (opens in a new tab), verified 2026-10-16
Community: Parenting Skills Teacher at local churches and schools; Source (opens in a new tab), verified 2026-10-16

Sources

Name and employer	lender site · bell.bank (opens in a new tab)	verified 2026-10-16
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-15
Specialties	lender site · bell.bank (opens in a new tab)	verified 2026-10-26
Contact	lender site · bell.bank (opens in a new tab)	verified 2026-10-16
Photo	lender site · bell.bank (opens in a new tab)	verified 2026-10-16
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Luke Dawson (NMLS 2292881), Bell Bank. LenDb.ai, https://lendb.ai/lo/luke-dawson-2292881, last verified 2026-10-16.

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