Margaret M Kosiba
Mortgage Loan Officer at Loan Factory
NMLS ID 2807509 (opens in a new tab) · verify at NMLS Consumer Access
Margaret M Kosiba (NMLS 2807509) is Mortgage Loan Officer at Loan Factory. Lists Arizona, California and Minnesota on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor.
Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Arizona, California, Minnesota
Lender-reported: AZ, CA, MN are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Margaret is a former residential realtor with experience helping home buyers, retirees, and investors. She now focuses on finding the best loan solutions for clients in Arizona, California, and Minnesota, known for her dedication and research skills.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Margaret M Kosiba (NMLS 2807509), Loan Factory. LenDb.ai, https://lendb.ai/lo/margaret-kosiba-2807509, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.