Mario Montecinos (NMLS 489279) is a mortgage loan officer at M&M Capital, licensed in Oregon since 2015 and in Florida, Texas and California.
Last verified . Sources: M&M Capital (dre.ca.gov), Florida state regulator, Texas state regulator, California state regulator, Oregon state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 6, 2015 (Oregon), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Mario licensed in Florida?
- Yes. Florida regulator records list license LO145610 as active, first effective March 5, 2026 (verified 2026-10-15). LenDb has 3 other states on file for Mario.
- Source: Florida state regulator (opens in a new tab)
- What lender does Mario work for?
- M&M Capital, company NMLS 1943450, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Mario been licensed?
- The earliest state license record LenDb holds for Mario is from November 6, 2015 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Oregon state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, California, Oregon
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145610, first effective 2026-03-05), TX (opens in a new tab), CA DRE (opens in a new tab) (02032391), OR (opens in a new tab), verified 2026-10-15.
Contact
No public business contact on file.
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Employment history
M&M Capital NMLS 1943450
Current · seen on lender site 2026-10-15
E Mortgage Capital, Inc. NMLS 1416824
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · dre.ca.gov (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfr.oregon.gov (opens in a new tab) | verified 2026-10-20 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Mario Montecinos (NMLS 489279), M&M Capital. LenDb.ai, https://lendb.ai/lo/mario-montecinos-489279, last verified 2026-10-24.
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