Martin Franco

Watermark Capital, Inc.

NMLS ID 330814 (opens in a new tab) · verify at NMLS Consumer Access

Martin Franco (NMLS 330814) is a mortgage loan officer at Watermark Capital, Inc., licensed in Oregon since 2017 and in Florida, Texas, Connecticut and 3 more states. Martin works at an FHA-approved lender, per HUD.

Last verified . Sources: Watermark Capital, Inc. (dfr.oregon.gov), Florida state regulator, Texas state regulator, Connecticut state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Massachusetts state regulator, Wyoming state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Martin licensed in Florida?
Yes. Florida regulator records list license LO122567 as active, first effective August 25, 2023 (verified 2026-10-15). LenDb has 6 other states on file for Martin.
Source: Florida state regulator (opens in a new tab)
What lender does Martin work for, and is it FHA-approved?
Watermark Capital, Inc., company NMLS 1838, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Martin been licensed?
The earliest state license record LenDb holds for Martin is from February 28, 2017 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Connecticut, Oregon, Wisconsin, Massachusetts, Wyoming

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO122567, first effective 2023-08-25), TX (opens in a new tab), CT (opens in a new tab) (LO-330814), OR (opens in a new tab), WI (opens in a new tab) (330814, first effective 2025-03-14), MA (opens in a new tab) (MLO330814), WY (opens in a new tab) (108399, first effective 2025-03-19), verified 2026-10-15.

    Regulator records not active: CA DFPI (inactive), NV (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Watermark Capital, Inc. NMLS 1838

      Current · seen on lender site 2026-10-20

    2. West Capital Lending, Inc. NMLS 1566096

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfr.oregon.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Martin Franco (NMLS 330814), Watermark Capital, Inc.. LenDb.ai, https://lendb.ai/lo/martin-franco-330814, last verified 2026-10-27.

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