Matthew Baker (NMLS 190779) is a mortgage loan officer at Guild Mortgage, licensed in California since 2017 and in Florida, Texas, Oregon and Nevada. Matthew works at an FHA-approved lender, per HUD.
Last verified . Sources: Guild Mortgage (dfr.oregon.gov), Florida state regulator, Texas state regulator, Oregon state regulator, California state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 31, 2017 (California), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Matthew licensed in Florida?
- Yes. Florida regulator records list license LO144103 as active, first effective January 13, 2026 (verified 2026-10-15). LenDb has 4 other states on file for Matthew.
- Source: Florida state regulator (opens in a new tab)
- What lender does Matthew work for, and is it FHA-approved?
- Guild Mortgage, company NMLS 3274, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Matthew been licensed?
- The earliest state license record LenDb holds for Matthew is from May 31, 2017 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: California state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
Down payment assistance, FHA loan, First-time buyer, HELOC, Real estate investor, ITIN borrower, Jumbo loan, Low credit score, Manufactured home, New construction, Physician and medical professional, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Guild Mortgage offers (verified 2026-10-09). Lender-level: not confirmed as Matthew's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Oregon, California, Nevada
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144103, first effective 2026-01-13), TX (opens in a new tab), OR (opens in a new tab) (190779, first effective 2024-05-22), CA DFPI (opens in a new tab) (CA-DBO190779, first effective 2017-05-31), NV (opens in a new tab) (NMLO-1202370, first effective 2017-12-28), verified 2026-10-15.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Guild Mortgage NMLS 3274
Current · seen on lender site 2026-10-20
NEXA Mortgage NMLS 1660690
Current · seen on lender site 2026-10-13
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · dfr.oregon.gov (opens in a new tab) | verified 2026-10-20 |
| Licenses (regulator) | state regulator · mld.nv.gov (opens in a new tab) | verified 2026-10-31 |
| Lender programs | lender site · guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Matthew Baker (NMLS 190779), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-baker-190779, last verified 2026-10-31.
Is this you? Claim it free.
Email us from the work address your lender's website lists for you. We check it against that listing and reply, then you can add specialties, a bio and languages.
- claim@lendb.ai
- Subject:
- Claim NMLS 190779
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.
Find me on LenDb badge for your website
Paste this on your website or in your email signature. It links to this profile, and switches to "Verified on LenDb" once the profile is claimed.
<a href="https://lendb.ai/lo/matthew-baker-190779" title="Matthew Baker, NMLS 190779, on LenDb"><img src="https://lendb.ai/badge/190779.svg" alt="Matthew Baker, NMLS 190779, on LenDb" width="190" height="40" loading="lazy" /></a>