Melissa Bell
EVP, Area Manager at Atlantic Coast Mortgage · Fairfax, VA
NMLS ID 450558 (opens in a new tab) · verify at NMLS Consumer Access
Melissa Bell (NMLS 450558) is EVP, Area Manager at Atlantic Coast Mortgage, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO76489). Also lists Alabama, District of Columbia, Georgia, Indiana, Kansas, Kentucky, Maryland, Mississippi and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Licensed since 2020 (per Florida records). States 20 years of experience.
Last verified . Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Florida records)
- 20 years experience (stated)
- 14 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: atlanticcoastmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, District of Columbia, Georgia, Indiana, Kansas, Kentucky, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO76489, since 2020), verified 2026-10-09.
Lender-reported: AL, DC, GA, IN, KS, KY, MD, MS, NC, SC, TN, VA, WV are listed on the lender page, not yet checked with the state regulator.
Contact
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Atlantic Coast Mortgage NMLS 643114
Current · Fairfax, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Melissa has 20 years of mortgage lending experience and a special focus on serving military veterans. In 2021, she and her team assisted over 300 families in finding their homes.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Supports Veteran's Honor Flight and The Charity League for Mothers & Daughters; serves on the board of the Fellowship of Christian Athletes
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Northern Virginia (particularly Ashburn area); serves 14 states including Virginia, Tennessee, Georgia, North Carolina
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Scotsman Guide Top Originator (2023-2025), Scotsman Guide Top Women Originator (2023-2026), President's Club (2023-2026), Washingtonian Magazine Elite Producer (2024-2025), Washingtonian Magazine Best
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · atlanticcoastmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Melissa Bell (NMLS 450558), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/melissa-bell-450558, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.