Melissa Caci, photo from Bangor Savings Bank

Melissa Caci

AVP, Mortgage Loan Officer at Bangor Savings Bank · Andover, MA

NMLS ID 173535 (opens in a new tab) · verify at NMLS Consumer Access

Based in Andover, Massachusetts, Melissa Caci (NMLS 173535) is a mortgage loan officer at Bangor Savings Bank.

Last verified . Sources: Bangor Savings Bank (bangor.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Melissa licensed?
Melissa works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
What lender does Melissa work for?
Bangor Savings Bank, company NMLS 449200, from the Andover, MA office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How much experience does Melissa have?
Melissa states 25 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    Employment history

    1. Bangor Savings Bank NMLS 449200

      Current · Andover, MA · seen on lender site 2026-10-16

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Melissa Caci is an AVP and Mortgage Loan Officer in Andover, MA. They have nearly 25 years in the mortgage business, including work as a Loan Originator and Branch Manager, and serve Andover and the Greater Boston area. Their profile notes a ranking among the top 1% of originators nationwide, per Mortgage Executive Magazine.

    Our summary of the lender page. Verified 2026-10-16.

    Role
    Loan Originator and Branch Manager
    Source (opens in a new tab), verified 2026-10-16
    Credentials
    Top 1% of Originators nationwide by Mortgage Executive Magazine
    Source (opens in a new tab), verified 2026-10-16
    Credentials
    Top 100 list for NAMMBA
    Source (opens in a new tab), verified 2026-10-16
    Credentials
    Scotsman Guide Top Originators rankings
    Source (opens in a new tab), verified 2026-10-16
    Serves
    Andover, MA and surrounding areas including Greater Boston, Middlesex, Essex, and Suffolk counties
    Source (opens in a new tab), verified 2026-10-16

    Sources

    Name and employerlender site · bangor.com (opens in a new tab)verified 2026-10-16
    Summarylender site · bangor.com (opens in a new tab)verified 2026-10-16
    Contactlender site · bangor.com (opens in a new tab)verified 2026-10-16
    Photolender site · bangor.com (opens in a new tab)verified 2026-10-16
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Melissa Caci (NMLS 173535), Bangor Savings Bank. LenDb.ai, https://lendb.ai/lo/melissa-caci-173535, last verified 2026-10-16.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.