Michael Douthwaite

Lumin Lending Inc.

NMLS ID 1702285 (opens in a new tab) · verify at NMLS Consumer Access

Michael Douthwaite (NMLS 1702285) is a mortgage loan officer at Lumin Lending Inc., licensed in Florida, Texas, California and 3 more states.

Last verified . Sources: Lumin Lending Inc. (sml.texas.gov), Florida state regulator, Texas state regulator, California state regulator, Colorado state regulator, Iowa state regulator, Oregon state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Michael licensed in Florida?
Yes. Florida regulator records list license LO89850 as active, first effective June 20, 2021 (verified 2026-10-15). LenDb has 5 other states on file for Michael.
Source: Florida state regulator (opens in a new tab)
What lender does Michael work for?
Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Michael been licensed?
The earliest state license record LenDb holds for Michael is from January 19, 2018 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, California, Colorado, Oregon, Illinois

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO89850, first effective 2021-06-20), TX (opens in a new tab), CA DRE (opens in a new tab) (01966076), CO (opens in a new tab) (100534159, first effective 2022-08-03), OR (opens in a new tab) (1702285, first effective 2018-02-01), IL (opens in a new tab) (31.0053254, first effective 2018-05-24), verified 2026-10-15.

    Regulator records not active: IA (expired).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Lumin Lending Inc. NMLS 2716106

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Michael Douthwaite (NMLS 1702285), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/michael-douthwaite-1702285, last verified 2026-10-28.

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