Michael Erdel
Mortgage Loan Originator at U.S. Bank · Owensboro, KY
NMLS ID 1610627 (opens in a new tab) · verify at NMLS Consumer Access
Michael Erdel (NMLS 1610627) is Mortgage Loan Originator at U.S. Bank, based in Owensboro, KY. Focus areas shown on the lender page: HELOC. 6 years licensed.
Last verified . Sources: U.S. Bank (mortgage.usbank.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 6 years licensed
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: mortgage.usbank.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Confirmed with the state regulator: FL (opens in a new tab) (LO75404, since 2020), verified 2026-10-09.
Contact
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Employment history
U.S. Bank NMLS 402761
Current · Owensboro, KY · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael assists with refinancing goals including lowering monthly payments, shortening loan terms, switching to fixed rates, or accessing home equity through HELOC programs.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Erdel (NMLS 1610627), U.S. Bank. LenDb.ai, https://lendb.ai/lo/michael-erdel-1610627, last verified 2026-10-09.
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