Michael Heus

E Mortgage Capital, Inc.

NMLS ID 1210453 (opens in a new tab) · verify at NMLS Consumer Access

Michael Heus (NMLS 1210453) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Illinois since 2023 and in Florida.

Last verified . Sources: E Mortgage Capital, Inc. (idfpr.illinois.gov), Florida state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Michael licensed in Florida?
Yes. Florida regulator records list license LO135539 as active, first effective February 18, 2025 (verified 2026-10-15). LenDb has 1 other state on file for Michael.
Source: Florida state regulator (opens in a new tab)
What lender does Michael work for?
E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-28).
Source: lender site (opens in a new tab)
How long has Michael been licensed?
The earliest state license record LenDb holds for Michael is from May 22, 2023 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Illinois state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Illinois

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO135539, first effective 2025-02-18), IL (opens in a new tab) (31.0081948, first effective 2023-05-22), verified 2026-10-15.

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. E Mortgage Capital, Inc. NMLS 1416824

      Current · seen on lender site 2026-10-28

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Michael Heus (NMLS 1210453), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/michael-heus-1210453, last verified 2026-10-28.

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