Michael Kim

Mortgage Loan Officer at Clear Mortgage Capital, Inc.

NMLS ID 894223 (opens in a new tab) · verify at NMLS Consumer Access

Michael Kim (NMLS 894223) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in Florida since 2021 and in Texas, California, Oregon and Nevada.

Last verified . Sources: Clear Mortgage Capital, Inc. (clearmortgagecapital.com), Florida state regulator, Texas state regulator, New York state regulator, California state regulator, Oregon state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Michael licensed in Florida?
Yes. Florida regulator records list license LO96378 as active, first effective October 20, 2021 (verified 2026-10-15). LenDb has 4 other states on file for Michael.
Source: Florida state regulator (opens in a new tab)
What lender does Michael work for?
Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21).
Source: lender site (opens in a new tab)
How long has Michael been licensed?
The earliest state license record LenDb holds for Michael is from October 20, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, California, Oregon, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO96378, first effective 2021-10-20), TX (opens in a new tab), CA DRE (opens in a new tab) (02167511), OR (opens in a new tab) (894223, first effective 2022-01-13), NV (opens in a new tab) (NMLO-1188930, first effective 2024-01-09), verified 2026-10-15.

    Regulator records not active: NY (expired).

    Contact

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    Employment history

    1. Clear Mortgage Capital, Inc. NMLS 1935005

      Current · seen on lender site 2026-10-21

    2. Saxton Mortgage, LLC NMLS 1717191

      Current · seen on lender site 2026-10-20

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Michael Kim is a Mortgage Loan Officer. Their profile says they help with home purchases, refinancing and home equity solutions for homebuyers and homeowners.

    Our summary of the lender page. Verified 2026-10-21.

    Sources

    Name and employerstate regulator · clearmortgagecapital.com (opens in a new tab)verified 2026-10-21
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Summarystate regulator · clearmortgagecapital.com (opens in a new tab)verified 2026-10-21
    Contactlender site · clearmortgagecapital.com (opens in a new tab)verified 2026-10-21
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Michael Kim (NMLS 894223), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/michael-kim-894223, last verified 2026-10-31.

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