Michael Nelson
NMLS ID 2029974 (opens in a new tab) · verify at NMLS Consumer Access
Michael Nelson (NMLS 2029974) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2020 and in Florida, California, Missouri and 5 more states.
Last verified . Sources: West Capital Lending, Inc. (dre.ca.gov), Florida state regulator, California state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, Maryland state regulator, Wyoming state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 9, 2020 (Oregon), per state regulator
- 9 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Michael licensed in Florida?
- Yes. Florida regulator records list license LO99954 as active, first effective January 5, 2022 (verified 2026-10-15). LenDb has 8 other states on file for Michael.
- Source: Florida state regulator (opens in a new tab)
- What lender does Michael work for?
- West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Michael been licensed?
- The earliest state license record LenDb holds for Michael is from November 9, 2020 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Oregon state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, California, Missouri, Arkansas, Iowa, Oregon, Wisconsin, Maryland, Wyoming
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO99954, first effective 2022-01-05), CA DRE (opens in a new tab) (02247433), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (53406, first effective 2025-01-06), OR (opens in a new tab) (2029974, first effective 2020-11-09), WI (opens in a new tab) (2029974, first effective 2026-06-05), MD (opens in a new tab), WY (opens in a new tab) (108558, first effective 2025-05-28), verified 2026-10-15. Source: State of Missouri (see disclaimer).
Contact
No public business contact on file.
We never see who you contact.
Employment history
West Capital Lending, Inc. NMLS 1566096
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · dre.ca.gov (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · wyomingbankingdivision.wyo.gov (opens in a new tab) | verified 2026-10-27 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michael Nelson (NMLS 2029974), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/michael-nelson-2029974, last verified 2026-10-27.
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