Michelle Bader
Mortgage Loan Officer at Loan Factory
NMLS ID 2138106 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Bader (NMLS 2138106) is Mortgage Loan Officer at Loan Factory. Licensed in Pennsylvania, confirmed with the state regulator (license 111374). Also lists Arizona, Hawaii, Texas and Washington on the lender page (not yet checked with the state regulator). Speaks English and Tagalog.
Last verified . Sources: Loan Factory (loanfactory.com), Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Tagalog
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Pennsylvania, Arizona, Hawaii, Texas, Washington
✓ Confirmed with the state regulator: PA (opens in a new tab) (111374), verified 2026-10-09.
Lender-reported: AZ, HI, TX, WA are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michelle has a background as a Credit Analyst in insurance and experience in Tax Accounting and Tax Law with the IRS. She serves clients across Washington, California, Arizona, Hawaii, Pennsylvania, and Texas, specializing in personalized mortgage solutions for first-time homebuyers and refinancing.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor's degree in Business Administration from Seattle University
- Source (opens in a new tab), verified 2026-10-09
- Role
- Tax Accounting and Tax Law professional with the IRS
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Washington, California, Arizona, Hawaii, Pennsylvania, and Texas
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michelle Bader (NMLS 2138106), Loan Factory. LenDb.ai, https://lendb.ai/lo/michelle-bader-2138106, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.