Michelle Garber
Mortgage Advisor at Advantage Mortgage, Inc. · Keizer, OR
NMLS ID 1511369 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Garber (NMLS 1511369) is a Mortgage Advisor at Advantage Mortgage, Inc. in Keizer, Oregon, licensed in Oregon since 2018 and in Florida and California. Michelle's own profile lists manufactured home as a focus.
Last verified . Sources: Advantage Mortgage, Inc. (findtheadvantage.com), Florida state regulator, California state regulator, Oregon state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 5, 2018 (Oregon), per state regulator
- 8 years experience (stated)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Michelle licensed in Oregon?
- Yes. Oregon regulator records list a license as active, first effective November 5, 2018 (verified 2026-10-20). LenDb has 4 other states on file for Michelle.
- Source: Oregon state regulator (opens in a new tab)
- Does Michelle work on manufactured home loans?
- Michelle's profile lists manufactured home as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Michelle work for?
- Advantage Mortgage, Inc., company NMLS 1770599, from the Keizer, OR office, per the lender's own site (verified 2026-10-26).
- Source: lender site (opens in a new tab)
- How long has Michelle been licensed?
- The earliest state license record LenDb holds for Michelle is from November 5, 2018 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Michelle states 8 years of experience.
- Source: Oregon state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: findtheadvantage.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, California, Oregon, Idaho, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143543, first effective 2025-12-16), CA DFPI (opens in a new tab) (CA-DFPI1511369, first effective 2023-12-05), OR (opens in a new tab), verified 2026-10-15.
Lender-reported: ID, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Advantage Mortgage, Inc. NMLS 1770599
Current · Keizer, OR · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Also
- 6 years specializing in manufactured home lending
- Source (opens in a new tab), verified 2026-10-26
Sources
| Name and employer | lender site · findtheadvantage.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · dfr.oregon.gov (opens in a new tab) | verified 2026-10-20 |
| Licensed states | lender site · findtheadvantage.com (opens in a new tab) | verified 2026-10-26 |
| Specialties | lender site · findtheadvantage.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · findtheadvantage.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Michelle Garber (NMLS 1511369), Advantage Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/michelle-garber-1511369, last verified 2026-10-26.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.