Michelle Phan
Mortgage Loan Officer at Loan Factory
NMLS ID 2547482 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Phan (NMLS 2547482) is Mortgage Loan Officer at Loan Factory. Licensed in Colorado, confirmed with the state regulator (license 100541140). Also lists Missouri, Tennessee and Texas on the lender page (not yet checked with the state regulator). Speaks English and Vietnamese. Licensed since 2024 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Vietnamese
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Colorado, Missouri, Tennessee, Texas
✓ Confirmed with the state regulator: CO (opens in a new tab) (100541140, since 2025), verified 2026-10-09.
Lender-reported: MO, TN, TX are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michelle helps individuals and families navigate the mortgage process with clear communication and straightforward guidance, focusing on making home financing easier to understand.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michelle Phan (NMLS 2547482), Loan Factory. LenDb.ai, https://lendb.ai/lo/michelle-phan-2547482, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.