Naineka Howard
Loan Officer at The Mortgage Maniac LLC
NMLS ID 1856494 (opens in a new tab) · verify at NMLS Consumer Access
Naineka Howard (NMLS 1856494) is a Loan Officer at The Mortgage Maniac LLC, licensed in Texas since 2020 and in Florida and Illinois.
Last verified . Sources: The Mortgage Maniac LLC (mortgage-inc.com), Florida state regulator, Texas state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 11, 2020 (Texas), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Naineka licensed in Florida?
- Yes. Florida regulator records list license LO90419 as active, first effective June 29, 2021 (verified 2026-10-15). LenDb has 2 other states on file for Naineka.
- Source: Florida state regulator (opens in a new tab)
- What lender does Naineka work for?
- The Mortgage Maniac LLC, company NMLS 2028516, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Naineka been licensed?
- The earliest state license record LenDb holds for Naineka is from February 11, 2020 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO90419, first effective 2021-06-29), TX (opens in a new tab), IL (opens in a new tab) (31.0085298, first effective 2024-05-21), verified 2026-10-15.
Contact
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Employment history
The Mortgage Maniac LLC NMLS 2028516
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Naineka Howard is a Loan Officer who serves clients in Texas and Florida. Before lending, they worked in energy conservation for a federally funded nonprofit and managed multi-million-dollar budgets.
Our summary of the lender page. Verified 2026-10-15.
- Also
- prior career in energy conservation at a federally funded nonprofit
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · mortgage-inc.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · idfpr.illinois.gov (opens in a new tab) | verified 2026-10-28 |
| Summary | state regulator · mortgage-inc.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · mortgage-inc.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · mortgage-inc.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Naineka Howard (NMLS 1856494), The Mortgage Maniac LLC. LenDb.ai, https://lendb.ai/lo/naineka-howard-1856494, last verified 2026-10-28.
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