Nathan Kowarsky

NMLS ID 294599 (opens in a new tab) · verify at NMLS Consumer Access

Nathan Kowarsky (NMLS 294599) is a mortgage loan officer at Clear Mortgage Capital, Inc., licensed in Texas, California, Louisiana and 3 more states.

Last verified 2026-10-31. Sources: Clear Mortgage Capital, Inc. (clearmortgagecapital.com), Florida state regulator, Texas state regulator, California state regulator, Louisiana state regulator, Arkansas state regulator, Oregon state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: May 5, 2014 (Florida), per state regulator
6 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Nathan licensed in Texas?: Yes. Texas regulator records list a license as active, first effective July 29, 2022 (verified 2026-10-13). LenDb has 5 other states on file for Nathan.; Source: Texas state regulator (opens in a new tab)
What lender does Nathan work for?: Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21).; Source: lender site (opens in a new tab)
How long has Nathan been licensed?: The earliest state license record LenDb holds for Nathan is from May 5, 2014 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Florida state regulator (opens in a new tab)

Specialties

Focus

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Licensed states

Texas, California, Louisiana, Arkansas, Oregon, Nevada

✓ Confirmed with the state regulator: TX (opens in a new tab), CA DRE (opens in a new tab) (01949894), LA (opens in a new tab), AR (opens in a new tab), OR (opens in a new tab), NV (opens in a new tab) (NMLO-1193667, first effective 2022-11-28), verified 2026-10-13.

Regulator records not active: FL (expired).

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Employment history

Clear Mortgage Capital, Inc. NMLS 1935005
Current · seen on lender site 2026-10-21

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Also: Funded more than 7,000 home loans; Source (opens in a new tab), verified 2026-10-21
Role: Founder of Clear Mortgage Capital; previously President of E Capital Mortgage for four years; Source (opens in a new tab), verified 2026-10-21
Education: Bachelor's Degree in Business Administration; Source (opens in a new tab), verified 2026-10-21
Credentials: 2022 Visionary Innovation award, Association of Independent Mortgage Experts; Source (opens in a new tab), verified 2026-10-21
Credentials: 2022 OC Visionary, finance/banking category, LA Times; Source (opens in a new tab), verified 2026-10-21
Credentials: Ranked among Top 10 mortgage lenders in Irvine, California by Scotsman Guide; Source (opens in a new tab), verified 2026-10-21
Credentials: Affiliated with California Bureau of Real Estate and Orange County Association of Realtors; Source (opens in a new tab), verified 2026-10-21

Sources

Name and employer	state regulator · clearmortgagecapital.com (opens in a new tab)	verified 2026-10-21
Licenses (regulator)	state regulator · mld.nv.gov (opens in a new tab)	verified 2026-10-31
Contact	lender site · clearmortgagecapital.com (opens in a new tab)	verified 2026-10-21
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Nathan Kowarsky (NMLS 294599), Clear Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/nathan-kowarsky-294599, last verified 2026-10-31.

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