Nick Lightfoot, photo from Ruoff Mortgage

Nick Lightfoot

Senior Loan Officer at Ruoff Mortgage

NMLS ID 1099024 (opens in a new tab) · verify at NMLS Consumer Access

Nick Lightfoot (NMLS 1099024) is Senior Loan Officer at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO81418). Also lists Indiana on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). States 5 years of experience.

Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Indiana

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO81418, since 2021), verified 2026-10-09.

    Lender-reported: IN is listed on the lender page, not yet checked with the state regulator.

    Contact

    No public business contact on file.

    View profile at Ruoff Mortgage (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Ruoff Mortgage NMLS 141868

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Nick has been a loan officer for 5 years and is known for reducing anxiety around homebuying. He's an IU Alumni active in the Bloomington community and coaches youth and collegiate hockey.

    Our summary of the lender page. Verified 2026-10-09.

    Community
    IU Alumni active in Bloomington community
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Nick Lightfoot (NMLS 1099024), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/nicholas-lightfoot-1099024, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.