Nicholas Charles Pagnini

Loan Originator at Barrett Financial Group · Chandler, AZ

NMLS ID 1911943 (opens in a new tab) · verify at NMLS Consumer Access

Nicholas Charles Pagnini (NMLS 1911943) is a Loan Originator at Barrett Financial Group in Chandler, Arizona, licensed in California since 2020 and in Florida, Texas, Illinois and 2 more states. Nicholas's own profile lists refinance as a focus.

Last verified 2026-10-28. Sources: Barrett Financial Group (barrettfinancial.com), Florida state regulator, Texas state regulator, California state regulator, Illinois state regulator, Massachusetts state regulator, Oregon state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: February 14, 2020 (California), per state regulator
10 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Nicholas licensed in Florida?: Yes. Florida regulator records list license LO89760 as active, first effective June 17, 2021 (verified 2026-10-15). LenDb has 9 other states on file for Nicholas.; Source: Florida state regulator (opens in a new tab)
Does Nicholas list refinance as a focus?: Nicholas's profile lists refinance as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Nicholas work for?: Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20).; Source: lender site (opens in a new tab)
How long has Nicholas been licensed?: The earliest state license record LenDb holds for Nicholas is from February 14, 2020 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: California state regulator (opens in a new tab)

Specialties

Focus

Focus: Refinance(from their lender profile page)

Where we saw these: barrettfinancial.com (opens in a new tab)

Their lender offers

FHA loan, HELOC, Jumbo loan, Non-QM loan, Reverse mortgage, USDA loan and VA loan. Programs Barrett Financial Group offers (verified 2026-10-09). Lender-level: not confirmed as Nicholas's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Texas, California, Illinois, Massachusetts, Nevada, Oregon, Pennsylvania, Tennessee, Washington

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO89760, first effective 2021-06-17), TX (opens in a new tab), CA DFPI (opens in a new tab) (CA-DBO1911943, first effective 2020-02-14), IL (opens in a new tab) (31.0088006, first effective 2024-12-12), MA (opens in a new tab) (MLO1911943), OR (opens in a new tab) (2106801, first effective 2025-11-06), verified 2026-10-15.

Lender-reported: NV, PA, TN, WA are listed on the lender page, not yet checked with the state regulator.

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Employment history

Barrett Financial Group NMLS 181106
Current · Chandler, AZ · seen on lender site 2026-10-20

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves: Plymouth, Boston, Cape Cod; Source (opens in a new tab), verified 2026-10-20

Sources

Name and employer	state regulator · barrettfinancial.com (opens in a new tab)	verified 2026-10-20
Licenses (regulator)	state regulator · dfr.oregon.gov (opens in a new tab)	verified 2026-10-20
Licensed states	lender site · barrettfinancial.com (opens in a new tab)	verified 2026-10-20
Specialties	lender site · barrettfinancial.com (opens in a new tab)	verified 2026-10-20
Lender programs	lender site · barrettfinancial.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · barrettfinancial.com (opens in a new tab)	verified 2026-10-20
Photo	state regulator · barrettfinancial.com (opens in a new tab)	verified 2026-10-20
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Nicholas Charles Pagnini (NMLS 1911943), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/nicholas-pagnini-1911943, last verified 2026-10-28.

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