Patricia Cepeda, photo from Guaranteed Rate Affinity, LLC

Patricia Cepeda

Area Sales Manager at Guaranteed Rate Affinity, LLC · Cranston, RI

NMLS ID 505240 (opens in a new tab) · verify at NMLS Consumer Access

Patricia Cepeda (NMLS 505240) is Area Sales Manager at Guaranteed Rate Affinity, LLC, based in Cranston, RI. Licensed in 3 states confirmed with state regulators: Florida, New York and Connecticut. Speaks Spanish. Earliest state license record: August 3, 2020 (Florida), per state regulator.

Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, New York state regulator, Connecticut state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

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    Languages

    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-15

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, New York, Connecticut

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO72506, first effective 2020-08-03), NY (opens in a new tab), CT (opens in a new tab) (LO-505240), verified 2026-10-15.

    Contact

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    Employment history

    1. Guaranteed Rate Affinity, LLC NMLS 1598647

      Current · Cranston, RI · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Patricia Cepeda states they speak Spanish.

    Our summary of the lender page. Verified 2026-10-15.

    Sources

    Name and employerlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · portal.ct.gov (opens in a new tab)verified 2026-10-15
    Languageslender site · grarate.com (opens in a new tab)verified 2026-10-15
    Summarylender site · grarate.com (opens in a new tab)verified 2026-10-15
    Contactlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Photolender site · grarate.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Patricia Cepeda (NMLS 505240), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/patricia-cepeda-505240, last verified 2026-10-15.

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