Patrick Froemming
Mortgage Lender at Bank Five Nine · Hartland, WI
NMLS ID 285520 (opens in a new tab) · verify at NMLS Consumer Access
Based in Hartland, Wisconsin, Patrick Froemming (NMLS 285520) is a Mortgage Lender at Bank Five Nine. Patrick's focus, from their own profile, includes jumbo loan, USDA loan and VA loan.
Last verified . Sources: Bank Five Nine (bankfivenine.com), Wisconsin state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 9, 2023 (Wisconsin), per state regulator
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Patrick licensed?
- Patrick works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Patrick do jumbo loans?
- Patrick's profile lists jumbo loan as a focus (from their bio). It also lists USDA loan and VA loan.
- Source: lender page (opens in a new tab)
- What lender does Patrick work for?
- Bank Five Nine, company NMLS 410817, from the Hartland, WI office, per the lender's own site (verified 2026-10-26).
- Source: lender site (opens in a new tab)
- How long has Patrick been licensed?
- The earliest state license record LenDb holds for Patrick is from May 9, 2023 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Wisconsin state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: bankfivenine.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: WI (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Bank Five Nine NMLS 410817
Current · Hartland, WI · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Patrick Froemming has been in the financial services industry since 2001. They list VA, USDA, WHEDA and jumbo loans among their areas of knowledge.
Our summary of the lender page. Verified 2026-10-26.
Sources
| Name and employer | lender site · bankfivenine.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · dfi.wi.gov (opens in a new tab) | verified 2026-10-21 |
| Specialties | lender site · bankfivenine.com (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · bankfivenine.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bankfivenine.com (opens in a new tab) | verified 2026-10-26 |
| Photo | lender site · bankfivenine.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Patrick Froemming (NMLS 285520), Bank Five Nine. LenDb.ai, https://lendb.ai/lo/patrick-froemming-285520, last verified 2026-10-26.
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