Pat Spencer, photo from LeaderOne Financial

Pat Spencer

Loan Officer at LeaderOne Financial · Oak Brook, IL

NMLS ID 1596850 (opens in a new tab) · verify at NMLS Consumer Access

Pat Spencer (NMLS 1596850) is Loan Officer at LeaderOne Financial, based in Oak Brook, IL. Lists California, Illinois, Indiana, Michigan and Wisconsin on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records).

Last verified . Sources: LeaderOne Financial (leaderonefinancial.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California, Illinois, Indiana, Michigan, Wisconsin

    Lender-reported: CA, IL, IN, MI, WI are listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

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    View profile at LeaderOne Financial (opens in a new tab)

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    Employment history

    1. LeaderOne Financial NMLS 12007

      Current · Oak Brook, IL · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Chicago-area mortgage lender combining deep local market knowledge with technology. Serves Chicagoland from Sauganash to Southside suburbs with full suite of loan programs.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    Chicagoland, including Sauganash, Southside, and suburbs
    Source (opens in a new tab), verified 2026-10-09
    Also
    Works closely with Chicago real estate agents, builders, and community partners
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · leaderonefinancial.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · leaderonefinancial.com (opens in a new tab)verified 2026-10-09
    Summarylender site · leaderonefinancial.com (opens in a new tab)verified 2026-10-09
    Contactlender site · leaderonefinancial.com (opens in a new tab)verified 2026-10-09
    Photolender site · leaderonefinancial.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Pat Spencer (NMLS 1596850), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/patrick-spencer-1596850, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.