Patty Porto, photo from Loan Factory

Patty Porto

Mortgage Loan Officer at Loan Factory · Houston, TX

NMLS ID 275265 (opens in a new tab) · verify at NMLS Consumer Access

Patty Porto (NMLS 275265) is Mortgage Loan Officer at Loan Factory, based in Houston, TX. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Renovation loan (203k / HomeStyle). Speaks English and Spanish. States 20 years of experience.

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: loanfactory.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • English
  • Spanish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

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Texas

Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.

Contact

No public business contact on file.

View profile at Loan Factory (opens in a new tab)

We never see who you contact.

Employment history

  1. Loan Factory NMLS 320841

    Current · Houston, TX · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

20+ years of experience closing thousands of loans. Specializes in FHA, HELOC, DSCR, and new-construction loans; portfolio refinancing expertise from real estate and construction background.

Our summary of the lender page. Verified 2026-10-09.

Serves
Houston, Texas
Source (opens in a new tab), verified 2026-10-09
Role
Real estate and construction management professional
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Patty Porto (NMLS 275265), Loan Factory. LenDb.ai, https://lendb.ai/lo/patty-porto-275265, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.