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Paul Howarth, photo from Loan Factory

Paul Howarth

Mortgage Loan Officer at Loan Factory

NMLS ID 354915 (opens in a new tab) · verify at NMLS Consumer Access

Paul Howarth (NMLS 354915) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO41208). Also lists California, Minnesota, Missouri and Texas on the lender page (not yet checked with the state regulator). Licensed since 2017 (per Florida records).

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, California, Minnesota, Missouri, Texas

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO41208, since 2017), verified 2026-10-09.

    Lender-reported: CA, MN, MO, TX are listed on the lender page, not yet checked with the state regulator.

    Contact

    No public business contact on file.

    View profile at Loan Factory (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Paul Howarth (NMLS 354915), Loan Factory. LenDb.ai, https://lendb.ai/lo/paul-howarth-354915, last verified 2026-10-09.

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    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.