Paul Spencer, photo from VIP Mortgage Inc.

Paul Spencer

Residential Mortgage Loan Originator at VIP Mortgage Inc. · Colleyville, TX

NMLS ID 320089 (opens in a new tab) · verify at NMLS Consumer Access

Paul Spencer (NMLS 320089) is a Residential Mortgage Loan Originator at VIP Mortgage Inc. in Colleyville, Texas, licensed in Texas since 2012.

Last verified . Sources: VIP Mortgage Inc. (vipmtg.com), Texas state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Paul licensed in Texas?
Yes. Texas regulator records list a license as active, first effective June 26, 2012 (verified 2026-10-13).
Source: Texas state regulator (opens in a new tab)
What lender does Paul work for?
VIP Mortgage Inc., company NMLS 266210, from the Colleyville, TX office, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Paul been licensed?
The earliest state license record LenDb holds for Paul is from June 26, 2012 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

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    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas

    ✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.

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    Employment history

    1. VIP Mortgage Inc. NMLS 266210

      Current · Colleyville, TX · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · vipmtg.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Contactlender site · vipmtg.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · vipmtg.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Paul Spencer (NMLS 320089), VIP Mortgage Inc.. LenDb.ai, https://lendb.ai/lo/paul-spencer-320089, last verified 2026-10-15.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.