Philip Simonetta
Mortgage Loan Officer at Loan Factory · Florida
NMLS ID 2731289 (opens in a new tab) · verify at NMLS Consumer Access
Philip Simonetta (NMLS 2731289) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO139654). Licensed since 2025 (per Florida records). States 20 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 20 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO139654, since 2025), verified 2026-10-09.
Contact
- Profile (opens in a new tab)
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Employment history
Loan Factory NMLS 320841
Current · FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Philip Simonetta brings over 20 years of experience in real estate, lending, business consulting, and hospitality. He opened Pier 21 Realty and a Florida real estate school, and founded REPO Club, a professional organization for real estate professionals.
Our summary of the lender page. Verified 2026-10-09.
- Role
- founder of Pier 21 Realty and licensed Florida real estate school
- Source (opens in a new tab), verified 2026-10-09
- Community
- Founded REPO Club — The Real Estate Professional Organization, a private membership created to elevate standards and accountability in the industry
- Source (opens in a new tab), verified 2026-10-09
- Also
- Operates a Real Estate Apprenticeship & Mentorship Program helping agents with real-world training and support
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Philip Simonetta (NMLS 2731289), Loan Factory. LenDb.ai, https://lendb.ai/lo/philip-simonetta-2731289, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.