Polad Germchi
Mortgage Loan Officer at Loan Factory
NMLS ID 2702456 (opens in a new tab) · verify at NMLS Consumer Access
Polad Germchi (NMLS 2702456) is Mortgage Loan Officer at Loan Factory. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Speaks English and Persian (Farsi).
Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Persian (Farsi)
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Polad Germchi has over a decade of experience in consumer finance and lending. They help homebuyers, homeowners, and real estate investors with personalized mortgage solutions tailored to individual financial circumstances.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Polad Germchi (NMLS 2702456), Loan Factory. LenDb.ai, https://lendb.ai/lo/polad-germchi-2702456, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.