Rachel Church Cumberbatch

AmeriSave Mortgage

NMLS ID 2728783 (opens in a new tab) · verify at NMLS Consumer Access

Rachel Church Cumberbatch (NMLS 2728783) is a mortgage loan officer at AmeriSave Mortgage, licensed in Illinois since 2025 and in Florida, Colorado, Pennsylvania and 4 more states. Rachel works at an FHA-approved lender, per HUD.

Last verified . Sources: AmeriSave Mortgage (dfr.oregon.gov), Florida state regulator, Colorado state regulator, Pennsylvania state regulator, Texas state regulator, Oregon state regulator, California state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Rachel licensed in Florida?
Yes. Florida regulator records list license LO141111 as active, first effective September 9, 2025 (verified 2026-10-15). LenDb has 7 other states on file for Rachel.
Source: Florida state regulator (opens in a new tab)
What lender does Rachel work for, and is it FHA-approved?
AmeriSave Mortgage, company NMLS 1168, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Rachel been licensed?
The earliest state license record LenDb holds for Rachel is from July 10, 2025 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Illinois state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    DSCR loan, FHA loan, HELOC, Real estate investor, Jumbo loan, Self-employed, USDA loan and VA loan. Programs AmeriSave Mortgage offers (verified 2026-10-08). Lender-level: not confirmed as Rachel's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Colorado, Pennsylvania, Texas, Oregon, California, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO141111, first effective 2025-09-09), CO (opens in a new tab) (100544477, first effective 2026-02-13), PA (opens in a new tab) (116541), TX (opens in a new tab), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI2728783, first effective 2025-09-15), IL (opens in a new tab) (31.0090773, first effective 2025-07-10), NV (opens in a new tab) (NMLO-154896, first effective 2026-01-13), verified 2026-10-15.

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. AmeriSave Mortgage NMLS 1168

      Current · seen on lender site 2026-10-20

    2. Standard Mortgage Capital LLC NMLS 1604663

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfr.oregon.gov (opens in a new tab)verified 2026-10-20
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Lender programsmanual · amerisave.com (opens in a new tab)verified 2026-10-08
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Rachel Church Cumberbatch (NMLS 2728783), AmeriSave Mortgage. LenDb.ai, https://lendb.ai/lo/rachel-church-cumberbatch-2728783, last verified 2026-10-31.

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