Rachel Pham
Mortgage Loan Officer at Loan Factory
NMLS ID 1656687 (opens in a new tab) · verify at NMLS Consumer Access
Rachel Pham (NMLS 1656687) is Mortgage Loan Officer at Loan Factory. Lists Indiana, Pennsylvania, Texas and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: 1099 income, First-time buyer, Real estate investor and Self-employed. Speaks English and Vietnamese.
Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- 1099 incomelender page
- First-time buyerlender page
- Real estate investorlender page
- Self-employedlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Vietnamese
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Indiana, Pennsylvania, Texas, Virginia
Lender-reported: IN, PA, TX, VA are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Rachel specializes in guiding borrowers through the mortgage process with expertise in first-time homebuyers, self-employed and 1099 borrowers, real estate investors, and complex financial profiles. She is bilingual in English and Vietnamese.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Rachel Pham (NMLS 1656687), Loan Factory. LenDb.ai, https://lendb.ai/lo/rachel-pham-1656687, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.