Ray Vargas
Mortgage Banker at Total Mortgage Services · Upper Tumon, GU
NMLS ID 2103203 (opens in a new tab) · verify at NMLS Consumer Access
Ray Vargas (NMLS 2103203) is Mortgage Banker at Total Mortgage Services, based in Upper Tumon, GU. Licensed since 2022 (per Florida records). States 6 years of experience.
Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 6 years experience (stated)
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Earlier regulator records (not active): FL (expired).
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Total Mortgage Services NMLS 2764
Current · Upper Tumon, GU · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ray is an accomplished senior loan officer with over 6 years of mortgage origination and financial analysis experience. He is a former construction manager with real estate licensing and expertise in residential project oversight.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Senior Loan Officer, former Construction Manager
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Ray Vargas (NMLS 2103203), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/ray-vargas-2103203, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.