Ricardo C.. Sheard
Mortgage Advisor at Xpert Home Lending
NMLS ID 2499823 (opens in a new tab) · verify at NMLS Consumer Access
Ricardo C.. Sheard (NMLS 2499823) is Mortgage Advisor at Xpert Home Lending. Lists Georgia and New Jersey on the lender page (not yet checked with the state regulator).
Last verified . Sources: Xpert Home Lending (xperthomelending.com) and NMLS Consumer Access (license status, check live).
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: GA, NJ are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Independent mortgage broker offering FHA, VA, conventional, jumbo, and construction loans tailored to diverse customer needs.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ricardo C.. Sheard (NMLS 2499823), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/ricardo-c-sheard-2499823, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.