Richard Tran

Lumin Lending Inc.

NMLS ID 2050583 (opens in a new tab) · verify at NMLS Consumer Access

Richard Tran (NMLS 2050583) is a mortgage loan officer at Lumin Lending Inc., licensed in Florida, California, Oregon and 3 more states.

Last verified . Sources: Lumin Lending Inc. (dre.ca.gov), Florida state regulator, California state regulator, Arkansas state regulator, Oregon state regulator, Massachusetts state regulator, Maryland state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Richard licensed in Florida?
Yes. Florida regulator records list license LO142806 as active, first effective November 18, 2025 (verified 2026-10-15). LenDb has 5 other states on file for Richard.
Source: Florida state regulator (opens in a new tab)
What lender does Richard work for?
Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Richard been licensed?
The earliest state license record LenDb holds for Richard is from November 14, 2025 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Nevada state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, California, Oregon, Massachusetts, Maryland, Illinois

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO142806, first effective 2025-11-18), CA DRE (opens in a new tab) (02447250), OR (opens in a new tab), MA (opens in a new tab) (MLO2050583), MD (opens in a new tab), IL (opens in a new tab) (31.0092731, first effective 2025-12-23), verified 2026-10-15.

    Regulator records not active: AR (inactive), CA DFPI (inactive), NV (inactive).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Lumin Lending Inc. NMLS 2716106

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dre.ca.gov (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Richard Tran (NMLS 2050583), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/richard-tran-2050583, last verified 2026-10-28.

    Is this you? Claim it free.

    Email us from the work address your lender's website lists for you. We check it against that listing and reply, then you can add specialties, a bio and languages.

    Email
    claim@lendb.ai
    Subject:
    Claim NMLS 2050583
    Open email to claim

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.

    Find me on LenDb badge for your website

    Paste this on your website or in your email signature. It links to this profile, and switches to "Verified on LenDb" once the profile is claimed.

    <a href="https://lendb.ai/lo/richard-tran-2050583" title="Richard Tran, NMLS 2050583, on LenDb"><img src="https://lendb.ai/badge/2050583.svg" alt="Richard Tran, NMLS 2050583, on LenDb" width="190" height="40" loading="lazy" /></a>