Robert Lacy
Mortgage Loan Officer at Bell Bank · Overland Park, KS
NMLS ID 488998 (opens in a new tab) · verify at NMLS Consumer Access
Based in Overland Park, Kansas, Robert Lacy (NMLS 488998) is a Mortgage Loan Officer at Bell Bank. Robert's focus, from their own profile, includes FHA loan, jumbo loan and USDA loan.
Last verified . Sources: Bell Bank (bell.bank) and NMLS Consumer Access (license status, check live).
- 30 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Robert licensed?
- Robert works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Robert do FHA loans?
- Robert's profile lists FHA loan as a focus (from their lender profile page). It also lists jumbo loan, USDA loan and VA loan.
- Source: lender page (opens in a new tab)
- What lender does Robert work for?
- Bell Bank, company NMLS 419538, from the Overland Park, KS office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How much experience does Robert have?
- Robert states 30 years of experience.
- Source: the loan officer's own statement (opens in a new tab)
Specialties
Focus
- Focus: FHA loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: Construction loan(from their lender profile page)
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: bell.bank (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
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Employment history
Bell Bank NMLS 419538
Current · Overland Park, KS · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · bell.bank (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Robert Lacy (NMLS 488998), Bell Bank. LenDb.ai, https://lendb.ai/lo/robert-lacy-488998, last verified 2026-10-16.
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