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Rosette Xu, photo from Loan Factory

Rosette Xu

Mortgage Loan Officer at Loan Factory

NMLS ID 1838793 (opens in a new tab) · verify at NMLS Consumer Access

Rosette Xu (NMLS 1838793) is Mortgage Loan Officer at Loan Factory. Lists California, Colorado, Massachusetts, Maryland, Michigan, North Carolina, New Jersey, Pennsylvania and 1 more on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Licensed since 2023 (per Florida records).

Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Chinese

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California, Colorado, Massachusetts, Maryland, Michigan, North Carolina, New Jersey, Pennsylvania, Virginia

    Lender-reported: CA, CO, MA, MD, MI, NC, NJ, PA, VA are listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

    No public business contact on file.

    View profile at Loan Factory (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Loan Factory NMLS 320841

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Rosette Xu (NMLS 1838793), Loan Factory. LenDb.ai, https://lendb.ai/lo/rosette-xu-1838793, last verified 2026-10-09.

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    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.