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Ruth Bonapace, photo from U.S. Bank

Ruth Bonapace

Mortgage Loan Originator at U.S. Bank · Chatham, NJ

NMLS ID 485432 (opens in a new tab) · verify at NMLS Consumer Access

Ruth Bonapace (NMLS 485432) is Mortgage Loan Originator at U.S. Bank, based in Chatham, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS.

Last verified . Sources: U.S. Bank (mortgage.usbank.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    New Jersey

    Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    View profile at U.S. Bank (opens in a new tab)

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    Employment history

    1. U.S. Bank NMLS 402761

      Current · Chatham, NJ · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Credentials
    Private wealth mortgage banker
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · mortgage.usbank.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · mortgage.usbank.com (opens in a new tab)verified 2026-10-09
    Contactlender site · mortgage.usbank.com (opens in a new tab)verified 2026-10-09
    Photolender site · mortgage.usbank.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Ruth Bonapace (NMLS 485432), U.S. Bank. LenDb.ai, https://lendb.ai/lo/ruth-bonapace-485432, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.